So here I am. In El Dorado Hills, California eating a ham sandwich and watching Cheaters. America is fantastic. This is me one month ago. Oblivious to the hell-storm of confusion I was about to face in the USA. I have been back in the US for 3 full weeks and I don't understand 90% of it. Why do people write checks? We have online banking. In 2016 do we still need to wait two days to verify if someone actually has the money to buy that fruit roll up box, milk and sausage